different-types-of-bill-of-ladings

There are different criteria on which bill of ladings can be defined and differentiated.

Few of these criteria being the “place from where carriers takes the responsibility of the cargo” (Port to port, Multimodal and through bill of ladings) or if the owner of the cargo can sell the cargo before it reaches by transferring the title of the bill of lading (Negotiable and non-negotiable bill of lading)

Different types of bill of ladings based upon Negotiable and non Negotiable documents

The main difference between the two types is the title (ownership) of the bill of lading.

While one can be transferred to another party, the other is consigned to a named party and hence he/she has to be the final recipient of the cargo as the title of this type of bill of ladings cannot be transferred.

Readers should not confuse the negotiable and non-negotiable types of bill of ladings with the “negotiable” and “non-negotiable” copies of the signed bill of ladings.

1. Straight bill of lading:

The straight bill of lading is specified to the particular party and the specified party cannot re-assign it to anyone else. The party only has to take the delivery of the cargo and the cargo cannot be sold by transferring the bill of lading to another party’s name.

Q: Can you think of an example when the straight bill of lading can be and will be used?

2. Order bill of lading

This is the bill of lading that one would mostly come across onboard. The bill of lading is to the consignee or to his order. That is the named consignee will be the owner of the cargo or he can order the shipment to be delivered to another party by endorsing the bill of lading to that party.

As the title (ownership) of the bill of lading can be transferred, the Order bill of lading is the negotiable document.

3. Bearer bill of lading

The bearer bill of lading is the one in which the bearer of the bill of lading is the owner of the cargo and there is no consignee named in the bill of lading.

This kind of bill of lading is very seldom found as there are huge risks involved in the misuse of this kind of bill of ladings.

Again as the title (ownership) of the bill of lading can be transferred, the Order bill of lading is a negotiable document.

4. Switch bill of lading

This can said to be the duplicate bill of lading for a cargo of which the bill of lading was already issued.

Switch bill of lading is generally requested by the consignee from the owner of the vessel when the consignee does not wish to reveal to the new buyer the identity of the shipper of the cargo.

Types of Bill of ladings based upon carriers responsibility

1. Port to port bill of lading (also called Ocean bill of lading)

In this kind of bill of ladings, Carrier’s responsibility starts at the port of loading and ends at the port of discharge

2. Multimodal or Combined bill of lading

This kind of bill of lading covers more than one mode of transfers (for example, Ocean and rail or Ocean and road) and covers all the modes of transfers.

Carrier has the responsibility from a place of receipt to place of delivery of the cargo.

Carrier can hire/subcontract to carry the cargo in one or more modes of transfers.

3. Through bill of ladings

The main difference between multimodal and through bill of lading is that in through bill of lading there is only one mode of cargo movement but has different legs, like sea and inland waterways.

Whereas in the multimodal bill of lading there have to be at least two modes of cargo movement (like sea and land).

With respect to carrier’s responsibility, in through bill of lading, the carrier is responsible only for their leg of sea transport.

Many believe there is no difference between the Multimodal and through bill of ladings which is not correct.

* If you think there is another important bill of lading that has been missed out here, please share in the comment section and I would be happy to include that in this blog.

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Capt Rajeev Jassal

About Capt Rajeev Jassal

Capt. Rajeev Jassal has sailed for over 24 years mainly on crude oil, product and chemical tankers. He holds MBA in shipping & Logistics degree from London. He has done extensive research on quantitatively measuring Safety culture onboard and safety climate ashore which he believes is the most important element for safer shipping.

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73 Comments

Y V SATYA kumar
Y V SATYA kumar
8 years before

Required types of b/l with pictures

Groza
Groza
3 years before

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3 years before

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Elen
Elen
7 years before

maybe also mention shipped vs received for shipping and waybills?

RAKESH BALLABH
RAKESH BALLABH
7 years before

kindly also comment on a bill of lading with consignee as "to order" and notifiy (generally mentioning the buyer's name.

Abhishek Singh
Abhishek Singh
7 years before

Sir, can you please clarify What is the meaning of “negotiable” and “non-negotiable” copies of signed bill of ladings??

Zibi Kossak
Zibi Kossak
6 years before

A negotiable bill of lading instructs the carrier to deliver goods to anyone in possession of the original endorsed negotiable bill, which itself represents title to and control of the goods. ... Because of this, a negotiable bill of lading must be used for a documentary sale.

Zibi Kossak
Zibi Kossak
6 years before

Traditional bill of lading is a document of title so you can transfer the ownership of the goods to another party by means of endorsement or delivery. For this reason buyers have to present at least one original bill of lading to the carrier at the port of discharge. Non negotiable bill of lading is not a document of title. As a result buyers do not have to present at least one original bill of lading to the carriers at the port of discharge. Also you cannot transfer the ownership of the goods to another party by means of endorsement or delivery under non negotiable bill of lading. That is why non negotiable bill of lading is called non negotiable sea waybill. It is not a bill of lading in a traditional sense. Main Differences : Consignee: Bill of lading can be issued in a negotiable form. Non negotiable sea waybill cannot be issued in a negotiable form. You should to indicate your buyers name on the non negotiable sea waybill. Endorsement: Only bill of lading can be endorsed. Non negotiable sea waybill cannot be endorsed. Delivery of Goods: Under traditional bill of lading buyer have to present at least one original B/L to the carrier’s agent at the port of discharge. Otherwise they cannot get the goods unless letter of indemnity is issued. Under non negotiable sea waybill buyers can claim the goods by confirming their identity.

kenoly
kenoly
5 years before

from my little knowledge i have about a bill of lading, i think a bill of lading is said to be negotiable when ownership can be transferred by the actual owner to anyone he chooses to claim the goods,and this can be done by signing of a signature.

diana luganda
diana luganda
4 years before

not necessarily the owner. it can be the carrier while goods are still in trasit to the named port of discharge.

ASHUTOSH KUMAR
ASHUTOSH KUMAR
7 years before

plz expalin something abt documementry credit system

Njabulo  Ximba
Njabulo Ximba
7 years before

There are two bill of ladings missed which are clean bill of lading and clause bill of lading.please investigate them.

Mohammed Rafat Butt
Mohammed Rafat Butt
6 years before

These are not types of B/l.

Mukul Mudgalkar
Mukul Mudgalkar
6 years before

Stale bill of lading...

abc
abc
5 years before

if the b/l is not submitted to bank within specified time under documentary credit system.the b/l thus becomes the stale b/l

Captain Bansal
Captain Bansal
5 years before

International sales of goods contract between buyer and seller contains various terms and conditions and one of the term is about how payment of goods will be done. If both of the parties agrees to payment using Letter of credit / Documentary credit system then it is clearly mentioned in sales contract. However, Letter of credit which is issued by buyer's bank is also based on various conditions say B/L should be clean and to be presented in between some period ( say 01/06 - 15/06) but due some issues if its presented to bank after 15/06 then that will be called a STALE B/L . Don't confuse it with unclean/dirty/claused/foul/spoiled BL which is different from stale B/L. So , in short it can be said as "a B/L which is presented to bank after date mentioned in Letter of credit wil be termed as a STALE B/L".

sanaullah shaikh
sanaullah shaikh
6 years before

Thanks Captain , the blog is very knowledgeable.

Bernice korkor
Bernice korkor
6 years before

Do you have information about the split bill of lading and groupage bill of lading

Mohammed Rafat Butt
Mohammed Rafat Butt
6 years before

Split B/ls are issued more or less like the switch B/l. It is a practice usually found with bulk trade where the shipper may sell the cargo at POD to more than one receiver. Simply put one cargo many receivers . Groupage is where many shippers engage one freight forwarder to send their cargo under the same b/l. Receivers may be one or many.

Mohammed Rafat Butt
Mohammed Rafat Butt
6 years before

Hi, in general if the B/L is termed non-negotiable it does not qualify as a B/l but is then termed as a sea waybill. A bill of lading should be negotiable.

Arnold
Arnold
6 years before

What is the difference between charter party bill of lading & CONGENBILL 2017

Arun
Arun
5 years before

dear sir, can you please explain when does a B/L becomes actual contract of carriage. I assume it is an evidence of contract of carriage. Please answer. Thank you sir.

jeetendra
jeetendra
5 years before

generally which type of bill of lading use in tanker trade.

AA
AA
5 years before

Please explain commingle bill of lading.

Vashishth Joshi
Vashishth Joshi
5 years before

Hi, I have a question regarding the change of “consignee” in a B/L. Suppose, there is a cargo coming to India with a straight B/L with a named “Consignee” mentioned therein. Now, once the cargo reached in India, the buyer (importer) refuses to clear the cargo from port siting an issue with the previous consignment’s quality. The buyer wants to press the “Shipper” and thereby bringing him to negotiation for a price discount. The buyer has not yet paid for the goods, so practically the ownership/title of the cargo vests with the “Shipper”. In this case, can “Shipper” request to change the “Consignee” in B/L? and, is it possible to change it without obtaining a NOC (no objection certificate) from the existing “Consignee”? Kindly explain the legal position and rights of a “Shipper” in reference to Indian Law since he would suffer a great loss if the consignee refuses to provide NOC. Please quote provisions and relevant citations, if possible. Thanking you,

Chiran
Chiran
5 years before

Why master need to be careful while signing a Order bill of lading??

Sudhir
Sudhir
5 years before

What is the difference between Hague rules, Hague visby rules, Hamburg & Rotterdam rules for Bill of lading. Which rule is widely used.

Augustus
Augustus
4 years before

Why the consignee does not wish to reveal to the new buyer the identity of the shipper of the cargo. Cause as i know. That switch b/l needed some agreement from consignee, shipper and newe buyer of final buyer

Amar Anand
Amar Anand
4 years before

nice blog sir....

Sharaf  Mukhtar
Sharaf Mukhtar
4 years before

I want to know more about the Shipping industry

Arunava Chatterjee
Arunava Chatterjee
4 years before

What is the appreciable difference between a Charter Party bill of lading & Ocean Bill of Lading which prompts certain banks to mention under their LCs "Charter Party Bills of lading not acceptable".

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Mr. Hinson
2 years before

ZEUGNIS MEINES ERFOLGREICHEN DARLEHENS Mein Name ist BOUZEK MILAN aus Dublin, Nordirland. Ich bin auf dieser Seite auf diesen Kreditanbieter gestoßen und habe beschlossen, seine E-Mail-Adresse zu kontaktieren. Ich hatte zunächst Angst, aber zu meiner eigenen Überraschung wurde mir plötzlich ein Kredit in Höhe von 350.000,00 EUR genehmigt, als ich seine einzige Anforderung erfüllt hatte nicht glauben, dass alles funktioniert hat. Mir wurden Kreditmittel in Höhe von 350.000,00 € zugesprochen. Bitte raten Sie jedem, der einen Kredit benötigt, sich mit einer Kreditanfrage per E-Mail an diesen privaten Kreditgeber zu wenden: agenthinson@gmail.com E-Mail: agenthinson@gmail.com

Hail Illuminati
Hail Illuminati
2 years before

DIES IST EINE OFFIZIELLE ILLUMIN LIGHT ANKÜNDIGUNG AN DIE WELT HINWEIS: KEINE MENSCHLICHEN ERKLÄRUNGEN SIND ENTHALTEN Sie können den Tempelvertreter per E-Mail kontaktieren: illuminati0grandmaster@proton.me Sind Sie Geschäftsmann, Politiker, Musiker, Student? Sie werden reich, berühmt, mächtig im Leben, treten Sie heute der Illuminati-Bruderschaftskultur bei und werden Sie sofort reich. 1 Million Euro die Woche und ein freies Haus. Egal, wo Sie sich entscheiden, auf dieser Welt zu leben, und Sie erhalten sogar 50.000.000 EUR Gehalt im Monat. Vorteile für neue Mitglieder, die Mitglieder der Illuminaten sind. Ein Haus in einem Land Ihrer Wahl. 2. Ein neues Traumauto im Wert von 1.500.000 Euro. Eine Chance, die prominentesten und reichsten Menschen der Welt zu treffen. Sie müssen mindestens 21 Jahre alt sein. Interessenten wenden sich bitte per E-Mail an unsere Partner: illuminati0grandmaster@proton.me WhatsApp: +2349155280929

Dékány
Dékány
1 year before

Benötigen Sie dringend einen Kredit? Wir vergeben Privatkredite? Geschäftskredite? Wohnungsbaudarlehen? Agrarkredite? Bildungskredite? Schuldenkonsolidierungsdarlehen? LKW-Darlehen? Autokredite? Hotelkredite? Kredite refinanzieren? und mehr Schulkredite? Startup-Darlehen? .Wir bieten zu 2% Zinsen an! Kontaktieren Sie uns über: (dakany.endre@gmail.com) Dringendes Kreditangebot.

Dékány
Dékány
1 year before

Brauchen Sie einen Kredit? Wenn ja, kontaktieren Sie uns bitte unter: dakany.endre@gmail.com

Manfred Saal
Manfred Saal
1 year before

Hallo mein Name ist manfred saal, ich bin ein ukrainischer Geschäftsmann, der sein Vermögen in der Ukraine gemacht hat, vor allem im Handel und in der Immobilienbranche. Aber heute ist der KAO, denn mein ganzes Vermögen ist in Rauch aufgegangen. Außerdem muss ich Ihnen nicht mehr von den Feindseligkeiten und den katastrophalen, unmenschlichen Dingen berichten, die wir heute täglich in den Händen der russischen Truppen erleben, da dies weltweit auf den Titelseiten aller Zeitungen steht. So musste ich zum Glück für mich vor den Feindseligkeiten eine sehr hohe Summe von 59000000€ auf ein in Südafrika eröffnetes Konto überweisen, um meine Aktivitäten nach diesem Albtraum wieder in Gang zu bringen. Doch leider konnte ich meine Absichten nicht mehr verwirklichen, da mein Haus von einer russischen Rakete getroffen wurde, die meine Frau und meine älteste Tochter tötete. Ich selbst habe beide Beine verloren und meine siebenjährige Tochter. Da ich nicht mehr so mobil bin, um meine Geschäfte zu führen, möchte ich Ihnen diese Gelder anvertrauen, damit Sie sie in Projekte wie Industrie, Immobilien, Hotels und Restaurants oder andere Projekte investieren, die noch verlockender sind als die oben genannten. Zu diesem Zweck möchte ich Sie darauf hinweisen, dass ich bereit bin, Ihnen 20 % des Gesamtbetrags für geleistete Dienste zu gewähren, um Ihnen die idealen Bedingungen für jede Investition zu bieten. Um einen reibungslosen und diskreten Abschluss dieser Transaktion zu gewährleisten, haben der Bankier und mein Anwalt, der mit dem Fall betraut ist, eine Strategie entwickelt, die es uns ermöglichen würde, den Fall bis zur Bereitstellung der Mittel in aller Ruhe zu bearbeiten. Ich werde Sie also über diese Strategie informieren, wenn Sie mir Ihre E-Mail zurückschicken. Mail von meinem Anwalt boychenkoyegor@gmail.com Vielen Dank für Ihr Verständnis und ich stehe Ihnen gerne für weitere Informationen zur Verfügung.

strnadova hana
strnadova hana
1 year before

Dobrý den, potřebujete urgentní půjčku paní strnadová, je spolehlivým poskytovatelem půjčky, můžete mít půjčku od 500 000 Kč do 20 000 000 Kč s běžnou sazbou, pokud potřebujete půjčku naléhavě, kontaktujte ji na email: strnadovahana@9gmail. com

strnadova hana
strnadova hana
1 year before

Dobrý den, potřebujete naléhavou půjčku paní strnadové, můžete být spolehlivým poskytovatelem půjček, mít půjčku od 50 000 Kč do 15 000 000 Kč s běžnou sazbou 3%, pokud potřebujete půjčku naléhavě, kontaktujte e-mail: strnadovahana9@gmil.com nebo +420 608 136 440

WAHEED HASSAN
WAHEED HASSAN
1 year before

Dear Sir/Madam, I am Waheed finance, a reputable,legitimate,and an accredited money lender. We loan money out to individual and corporate bodies in need of financial assistance. Do you have bad credit or are you in need of money to pay bills? Do you need a loan or funding for any reason? I want to use this medium to inform you that I render reliable beneficiary assistance as I will be glad to offer you a loan at low Contact us as we offer our financial service at a low and affordable interest rate of 3% for long and short loan terms. Interested applicant should contact us for further loan acquisition procedures via: waheedfinance@proton.me Regards Mr.Hassan Al-Haifi السلام عليكم اخي و اختي. هل تحتاج إلى قرض بسعر فائدة منخفض؟ وحيد للتمويل يقدم قرض تمويلي بمعدل 3٪ يطبق الآن: https://hegajoc700.wixsite.com/waheedfinance info.waheedfinance@gmail.com waheedfinance@proton.me يعتبر حسن الهيفي Do you need any financial help such as financing a loan? If yes, email us. We are a private loan company that offers a loan rate of 3 % interest. E-mail us at https://hegajoc700.wixsite.com/waheedfinance waheedfinance@proton.me Regards Waheed Finance

Mr.Hassan Al-Haifi
Mr.Hassan Al-Haifi
1 year before

Dear Sir/Madam, I am Waheed finance, a reputable,legitimate,and an accredited money lender. We loan money out to individual and corporate bodies in need of financial assistance. Do you have bad credit or are you in need of money to pay bills? Do you need a loan or funding for any reason? I want to use this medium to inform you that I render reliable beneficiary assistance as I will be glad to offer you a loan at low Contact us as we offer our financial service at a low and affordable interest rate of 3% for long and short loan terms. Interested applicant should contact us for further loan acquisition procedures via: waheedfinance@proton.me Regards Mr.Hassan Al-Haifi

james mc robert
james mc robert
1 year before

Empfänger DIES IST EINE BELEUCHTETE OFFIZIELLE BOTSCHAFT FÜR DIE WELT HINWEIS: KEIN MENSCHLICHES OPFER IST BETEILIGT UND AUCH ILLUMINATI VERLANGT KEINE REGISTRIERUNGSGEBÜHR Sie können den Tempelagenten kontaktieren unter: illuminatitemple5674@gmail.com    oder whatsapp   +14054558712 Sind Sie ein Geschäftsmann oder eine Frau, Politiker, Musiker? Sie wollen reich, berühmt, mächtig im Leben sein, sich heute dem Kult der Illuminaten-Bruderschaft anschließen und eine reiche Sofortsumme erhalten. 2.000.000 Dollar pro Woche und ein freies Zuhause. Wo auch immer Sie sich entscheiden, auf dieser Welt zu leben und sogar 100.000 Dollar im Monat als Gehalt zu bekommen ... Vorteile für neue Mitglieder, die Illuminati-Mitglieder werden. 1. Ein Zuhause in einem beliebigen Land Ihrer Wahl. 2. Ein neues Traumauto im Wert von 200.000 USD.23. Eine Gelegenheit, die besten reichen Männer der Welt zu treffen Sie müssen mindestens 20 Jahre alt sein, bevor Sie unsere Partner kontaktieren können E-Mail:  illuminatitemple5674@gmail.com whatsapp +14054558712

Bernie Cook
Bernie Cook
1 year before

We are universal hackers and we just succeeded with an illegal invention.. well, this seems strange but true.. we just succeeded with hacking universal ATM machines with a blank ATM card..These cards could withdraw $5000 per day, depending on how they are programmed. we know this is illegal but we are living large with it.( martinshackers22@gmail.com ) NOTE: The ATM cards has no registered account number, they can work any where in the world, and they are untraceable. If you need them, email me on martinshackers22@gmail.com

Maria Turk
Maria Turk
1 year before

I rarely write reviews, but I had to for this! Because I tried several apps to help with no luck. Back then, I was very confused and always felt awful about my partner’s cheating attitude. I really wanted to track and catch him red-handed. I downloaded this app hoping it would help but I wasn’t satisfied with its features as I needed to monitor my partner closely. I then spoke with a trusted colleague of mine at work and she gave me a genuine recommendation about an ethical private investigator named Michael Calce Wizard, I wrote to his email at michaelcalcewizard78@gmail.com explaining how I wanted to have complete access to his call log, iMessage/SMS, social media activities, gallery, texts, deleted or not, his precise location day in day out. I paid for his services and in about 2-3 hours, I had complete access to his phone. I got concrete evidence. it was unbelievable to see the evidence of cheating on me. Who likes to live with a cheater, I used the evidence I got to file for a divorce. I’m thankful to Michael Calce Wizard for helping me out of my dilemma and suspicions. His services are highly rated and affordable. If you are having trust issues and need valid evidence, how about you contact michaelcalcewizard78@gmail.com. Thank you Michael Calce Wizard for an incredible job !! I highly recommend his services, simply the best. Contact : michaelcalcewizard78@gmail.com WhatsApp Number : +447534072218

Endre
Endre
1 year before

Benötigen Sie einen Kredit? persönliche Darlehen? Geschäftskredite? Hypothekendarlehen? Agrar- und Projektförderung? Wir vergeben alle Arten von Krediten zu 2 % Zinsen! Kontakt-E-Mail; (dakany.endre@gmail.com) Bieten Sie dringende Kredite an.

Dékány
Dékány
1 year before

Benötigen Sie finanzielle Hilfe? Persönliche Darlehen? Kredite? Hypothekendarlehen? Geschäftskredite? Landwirtschaft und Projekte finanzieren? Wir vergeben Kredite zu 2% Zinsen! Kontakt: dakany.endre@gmail.com

Endre
Endre
1 year before

Suchen Sie ein Geschäftsdarlehen, Privatdarlehen, Hypotheken, Autodarlehen, Studentendarlehen, Schuldenkonsolidierungsdarlehen, unbesicherte Darlehen, Risikokapital zu einem niedrigen Zinssatz und einem erschwinglichen Zinssatz von 2 %? Antworten Sie uns per E-Mail: dakany.endre@gmail.com

Endre
Endre
1 year before

Hallo, Benötigen Sie dringend einen Kredit? Wir bieten Bildungsdarlehen, Geschäftsdarlehen, Wohnungsbaudarlehen, Agrardarlehen, Privatdarlehen, Autodarlehen und andere gute Gründe zu 2 % an. Kontaktieren Sie uns: (dakany.endre@gmail.com) für weitere Details Dringendes Kreditangebot.

Endre
Endre
1 year before

Brauchen Sie einen Kredit? Privatkredit? Wirtschaftskredite? Hypothek? Landwirtschaftliche und Projektfinanzierung? Wir bieten alle Arten von Darlehen mit 2% Zinsen an! Kontaktieren Sie uns per E -Mail: dakany.endre@gmail.com

Gerald Muswagon
Gerald Muswagon
1 year before

I want to genuinely thank Dr Ayoola for making my dream come through. I was on the internet when I saw people posting and talking about Dr Ayoola. On How he has help them in winning lottery. My name is Gerald Muswagon this is my story on how I win $10 million After reading the article about Dr Ayoola I contacted him I told him to help me win lottery he respond to me by saying he will help me after working with him he assured me that I will win. Which I believe. After working with Dr Ayoola he gave me a number and ask me to go and play it which I did today I’m here shearing a testimony about this same man Dr Ayoola help me to win $10 million dollars all thanks to you Dr I will keep taking about your good because you are a man of your word I hope people that really need this will come across it for you to help them as well. If you want to win big in lottery contact Dr Ayoola today and be rest assured of winning contact him via email drayoolasolutionhome@gmail. com or https://www.facebook.com/Dr-Ayoola-105640401516053/ text or call +14809032128

shelly jake
shelly jake
1 year before

PLEASE READ... After 7 Years in a relationship with my Boyfriend, my Boyfriend started going out with other girls and showing me cold love, on several occasions he threatens to broke-up with me if I dare question him about his affair with other girls, I was totally devastated and confused but i was always optimistic that things will change because I love my boyfriend with all my heart. luckily an old friend of mine told me about a spell caster on the internet called DR.BALBOSA who help people with their relationship and marriage problem by the powers of love Spells, At first I doubted If such thing ever exists but decided to give it a try and luckily for me, i and DR.BALBOSA live in the same city so i went to see him in his Apartment with my friend...DR.BALBOSA is such a great man, he told me everything I needed to do and he also checked the connection between i and my boyfriend, so he helped me cast a Love Spell and within 48Hours my boyfriend came back to me and started apologizing, now he has stopped going out with girls and he is with me for good and for real. words cant describe how grateful i am to DR BALBOSA. please endeavor to contact him for any relationship issues and he will always help you. God Bless You from shelly jake.. CONTACT DR BALBOSA ON: WHATSAPP/CALL via +1(780) 628-5506 EMAIL: balbosasolutionhome@gmail.com YAHOOMAIL: balbosasolutionhome@yahoo.com

garrythomer960@gmail.com
garrythomer960@gmail.com
1 year before

Hello, Are you looking for a legitimate loan? Have you been turned down by your banks? You need money for one reason or another. You are sincere and honest Do you need a loan to pay off debts, bills or to implement a project? You always have a chance. What's more, we offer loans fast and reliable, with an annual interest rate of 2%. We are reliable If you are interested, please do not hesitate to contact us directly. Email: lapofunding960@outlook.com

Maria del Carmen Nieto Domingo
Maria del Carmen Nieto Domingo
1 year before

Hallo Herr und Frau Mein Name ist Frau Maria del Carmen Nieto Domingo, zertifizierte Kreditgeberin mit einem großen Kapital, das Ihren Kreditbedarf decken kann. Ich vergebe Darlehen zu einem günstigen Zinssatz von 3 % für eine Laufzeit von 1 bis 25 Jahren. Mein Verfahren ist sehr schnell und zuverlässig. Für Ihre Gelddarlehensbedürfnisse zwischen Einzelpersonen, um mit finanziellen Schwierigkeiten fertig zu werden, gehen Sie nicht weit, ich bin hier, um Ihnen sofort zu antworten. Hier sind die Bereiche, in denen ich Ihnen helfen kann: - Finanzdarlehen - Immobiliendarlehen - Investitionsdarlehen - Autokredit - Schuldenkonsolidierung - Rückkauf von Krediten - Privat Darlehen Diese Darlehen sind für maximale Sicherheit gut versichert. Sie können mich direkt unter der E-Mail-Adresse kontaktieren: promfinances@gmail.com Senden Sie mir einfach eine Nachricht und achten Sie darauf, den Betrag anzugeben, den Sie ausleihen möchten. Sie werden nicht enttäuscht sein, denn Ihre Zufriedenheit ist mein einziger Daseinsgrund.

Herbert Hilton
Herbert Hilton
1 year before

I am Mr. Herbert Hilton, I am looking for a reliable and trustworthy overseas investment partner to manage my funds provided we can reach an agreement on percentage for Return On Investment or do you have any good business idea in mind that requires funding or do you need a personal loan to funds your business for as low as 3% interest per annum. Kindly contact me if interested via email: h.hiltonherbert@gmail.com so that we can deliberate further. Regards, Herbert Hilton Chief Executive Officer Hilton Machineries & Sales Company.

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